Michigan – California – Indiana – Texas Mortgages | Loan Refinancing
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Real Estate Agent Partnership

Real Estate Agents – Ask Yourself:

1. Are you getting quick pre-approvals?.. are your client purchases closing within 30 days?

2. Does your Loan Officer communicate with you?.. and provide weekly updates?

3. Does your Loan Officer pre-qualify your clients for loans quickly?

4. Does your Loan Officer offer excellent customer support and attention to detail through every step of the Loan application process ensuring your clients feel their needs are completely supported?

If your answer is No to any of the above questions or you are feeling dissatisfied with your current mortgage provider please contact me to find out what a concierge level of service is like.

“Let me tell you about an exciting program I also offer your clients”:

 

Your Mortgage Makes a Difference

$200 will be donated to the charity of your clients’ choice, whether they purchase or refinance their home.

 

Full Service Mortgage Lender Products

We are a Full Service Lender Specializing in:

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • VA IRRRL Streamlines Loans
  • USDA/RD Loans
  • Fannie Homepath Loans
  • HARP Loans
  • Reverse Mortgages

 

Mortgage Industry Experience

Having been in the mortgage industry for over 14 years, I pride myself on building relationships with my clients, and I strive to provide the finest customer service as well as competitive rates. I’ve helped hundreds of customers realize their dreams of owning a home. I would like the opportunity to meet with you and discuss how I can help you grow your business through more closings and client referrals! I am strongly committed to making raving fans of each of your clients!

 

Qualifying Mortgage Clients

It is so important nowadays to ensure you’re working with qualified buyers. We will take the time with your clients to make sure everyone is on the same page, so there are no delays with purchase offers or closings. Some of our agents have their buyers utilize our Pre-Qualification / Property Scrub sheets.. while others, simply have their clients call us directly for pre-approval. There are several questions we will ask your borrowers during the application/pre-approval process.

Example Qualifying Questions:

  • Employment (self-employed/W2 – employer’s information, time on job, income, tax returns, etc.)
  • Rent/residence history (do they own other properties as well)
  • Outstanding debts (*we will also pull credit to verify information)
  • Credit history (have they had any previous bankruptcies, foreclosures, short sales, etc.)
  • Assets and cash reserves (how much money do they have available for down payment and/or asset requirements)
  • Down payment (are they using their own funds, or a gift from parents, etc.)
  • Loan purpose (purchase or refinance)
  • Property type (commercial/residential – single family, condo, duplex, mobile, modular, log home, working farm, etc.)
  • Occupancy (owner occupied or investment property)

 

We will also work with your clients to discuss their short and long term financial goals – we’ll ask them several questions, such as: what payment range are they comfortable with?.. how long are they planning to stay in their home?.. when are they planning to retire?.. do they have kids?.. do they need to start planning for college or other expenses? This will help us determine the best mortgage program to fit their needs.. which could save them thousands of dollars!!

 

Marketing Material Support

We provide our agent partners with awesome marketing support – from postcards.. to listing flyers.. to closing packages. We also have marketing programs set in place to stay connected to our customers, even after the closing. We know how important it is to stay in front of our borrowers.. we want clients for life! This unique marketing and constant contact, allows us constantly receive referrals from past clients.. and more importantly, repeat business from our best customers ?. Keep in mind, this also allows us to help YOU stay in front of your clients.. and gives us the opportunity to send back referrals to you as well!

 

I would love the opportunity to show you samples of postcards, listing flyers, pre-lending packages, etc. that we have available for our agents.. contact me today for more details!!

 

Put Systems in Place for a Easy Loan Process During and After

You’d be amazed how much of a difference it makes when your business is systematized. Customer service is key in this business! We have a loan process flow that is followed with every transaction. It starts with how we prospect potential buyers.. stay in contact during the transaction.. and remain in contact with them (through marketing) after the closing. Even if our clients have questions months after they close, we want to always make ourselves available to them. We make sure the client understands the process and timeline.. so there is no confusion or frustration. We also have systems in place to communicate with our business partners. We understand that we are an extension of your team and your business. Our plan is to make your transactions as seamless as possible.. our goal is to make raving fans of each of your clients.. and help you grow your business!!

 

Work Smarter, Not Harder

Reliability is extremely important – we want to make raving fans of our clients, so they become clients for life.. and more importantly, refer their friends and family to you! When buying a new home, working with a recommended lender is very important. There are a lot of intricacies involved in the mortgage process – you want to be confident your loan officer offers a diversified portfolio of mortgage product types.. as well as the experience and ability to work through any “issues” that may come up during the process.

 

The more business you have, the smarter you have to work to keep everything together and moving forward in a seamless operation. Your goal should always be to work smarter, not harder. I’d love the opportunity to work with you, so you can!!